Change merchant application status from "UW Level 1: Pending" to "UW Level 1: Pending Review"

The POST /api/v1/merchant/underwritingReview API method is used to update the status of a merchant's application in the payment processing system from "UW Level 1: Pending" to "UW Level 1: Pending Review." This endpoint requires authentication and is designed to initiate the underwriting review process. Upon successful request, the system updates the merchant’s status, providing a response with confirmation and a status code. It plays a key role in advancing the merchant's application through the underwriting process.